/* PROTO: homepage component system for subpages — replaces each page's legacy CSS entirely */
@font-face{font-family:"CN";src:url(fonts/sans.woff2) format("woff2");font-weight:300 800;font-display:swap}
@font-face{font-family:"IN";src:url(fonts/inter.woff2) format("woff2");font-weight:300 800;font-display:swap}
:root{--ink:#111214;--ink2:#3A3D42;--mute:#6E7178;--line:rgba(17,18,20,.09);--hair:rgba(17,18,20,.08);--soft:#FAFAFB;--bg2:#F4F5F7;--blue:#15233D;--nv:#16233B;
 --pad:clamp(20px,4vw,64px);--sans:"IN","CN","PingFang SC","Noto Sans SC","Microsoft YaHei",sans-serif;--shadow:0 1px 0 rgba(17,18,20,.04),0 24px 60px -28px rgba(22,35,59,.22);
 --dot:radial-gradient(circle,rgba(22,35,59,.22) .7px,transparent 1.1px)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:76px}
body{margin:0;font-family:var(--sans);color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none}img{max-width:100%}
button,input,select{font:inherit}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.wrap{max-width:1200px;margin:0 auto;padding:0 var(--pad)}
/* nav (same as homepage) */
.site-header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.8);-webkit-backdrop-filter:saturate(1.8) blur(18px);backdrop-filter:saturate(1.8) blur(18px);border-bottom:1px solid var(--line)}
.nav{height:60px;padding:0 var(--pad);display:flex;align-items:center;gap:36px}
.brand{display:flex;align-items:center;gap:10px}.brand img{width:26px;height:26px}
.brand strong{font-size:16px;font-weight:650;letter-spacing:.06em}.brand span span{margin-left:8px;font:500 11px/1 "IN",var(--sans);letter-spacing:.04em;color:var(--mute)}
.brand-name{display:flex;align-items:baseline}
.brand-lockup{display:block;width:120px;height:34px;overflow:hidden;position:relative}.brand-lockup img{position:absolute;left:-11px;top:-67px;width:149px;max-width:none}
.nav-links{display:flex;gap:30px;margin:0 auto;font-size:13.5px;color:var(--ink2)}.nav-links a:hover{color:var(--ink)}
.nav-cta{font-size:13.5px;font-weight:550;background:var(--ink);color:#fff;padding:8px 16px;border-radius:999px;white-space:nowrap}
.nav-toggle{display:none;width:36px;height:36px;border:0;background:none;padding:0;cursor:pointer;place-content:center;gap:5px;margin-left:auto}
.nav-toggle i{display:block;width:18px;height:1.5px;background:var(--ink);transition:transform .3s}
.nav-open .nav-toggle i:first-child{transform:translateY(3.25px) rotate(45deg)}.nav-open .nav-toggle i:last-child{transform:translateY(-3.25px) rotate(-45deg)}
/* type */
h1{margin:0;font-weight:600;font-size:clamp(40px,5vw,68px);line-height:1.1;letter-spacing:-.028em;text-wrap:balance}
h2{margin:0;font-weight:620;font-size:clamp(28px,3.4vw,46px);line-height:1.18;letter-spacing:-.026em;text-wrap:balance}
h3{margin:0;font-weight:600;letter-spacing:-.015em}
p{margin:0}
.eyebrow{font:500 12px/1.4 "IN",var(--sans);letter-spacing:.18em;color:var(--mute);text-transform:uppercase;margin:0 0 22px}
.lead{max-width:36em;margin:24px 0 0;font-size:clamp(16px,1.3vw,19px);line-height:1.85;color:var(--ink2);text-wrap:pretty}
main a:not([class]){color:var(--blue)}main a:not([class]):hover{text-decoration:underline;text-underline-offset:4px}
/* hero: homepage pattern — text left, static particle still right */
.hero{position:relative;padding:clamp(72px,9vw,120px) 0 clamp(56px,6vw,88px);overflow:hidden}
.hero>.wrap{position:relative;z-index:1}
.hero::after{content:"";position:absolute;right:max(var(--pad),calc(50% - 600px + var(--pad)));top:50%;width:min(300px,24vw);aspect-ratio:1;transform:translateY(-50%);background:url(hero-particles.webp) center/contain no-repeat;opacity:.9;pointer-events:none}
.hero .lead{max-width:32em}
/* sections + dotted divider like homepage */
.section{padding:clamp(72px,8vw,120px) 0;position:relative}
.section+.section::before,.hero+.section::before{content:"";position:absolute;top:0;left:50%;transform:translateX(-50%);width:min(1200px,calc(100% - 2*var(--pad)));height:7px;background:var(--dot) 0 50%/7px 7px repeat-x;-webkit-mask:linear-gradient(90deg,transparent,#000 20%,#000 80%,transparent);mask:linear-gradient(90deg,transparent,#000 20%,#000 80%,transparent)}
.section.alt{background:#fff}
.notice{margin-top:48px;padding:16px 20px;border-radius:14px;background:var(--soft);font-size:13px;line-height:1.75;color:var(--mute)}
/* ---------- CTA band (shared) ---------- */
.cta-band{padding:clamp(72px,8vw,112px) 0;background:var(--nv);color:#fff;position:relative;overflow:hidden}
.cta-band::after{content:"";position:absolute;right:-60px;top:50%;width:360px;aspect-ratio:1;transform:translateY(-50%);background:url(hero-particles.webp) center/contain no-repeat;opacity:.16;filter:invert(1)}
.cta-band .wrap{position:relative;z-index:1;display:flex;align-items:center;justify-content:space-between;gap:40px;flex-wrap:wrap}
.cta-band p{font-size:clamp(22px,2.4vw,32px);font-weight:600;letter-spacing:-.02em;line-height:1.35;max-width:22em}
.cta-acts{display:flex;gap:12px;flex-wrap:wrap}
.cta-acts a{display:inline-flex;align-items:center;height:48px;padding:0 24px;border-radius:999px;font-size:15px;font-weight:550;border:1px solid rgba(255,255,255,.28);color:#fff}
.cta-acts a.p{background:#fff;color:var(--ink);border-color:#fff}
.cta-acts a:hover{border-color:#fff}
/* ---------- footer (homepage) ---------- */
footer,.site-footer{background:#F5F5F7;color:var(--ink2);padding:clamp(64px,7vw,96px) 0 40px;font-size:14px}
.footer-grid{display:grid;grid-template-columns:1fr 1.25fr 1.5fr;gap:clamp(28px,4vw,64px);padding:0 0 44px}
.footer-grid b{display:block;font:500 11px/1 "IN",var(--sans);letter-spacing:.16em;color:var(--mute);margin-bottom:18px}
.footer-grid p{margin:0 0 10px;line-height:1.7}.footer-grid a:hover{color:var(--ink)}
.footer-contact-note{color:var(--mute)}
.footer-qr-grid{display:flex;gap:16px;margin-top:16px}
.footer-qr a{display:flex;flex-direction:column;align-items:center;gap:10px;font-size:13px}
.footer-qr-box{width:116px;height:116px;padding:10px;background:#fff;border-radius:16px;border:1px solid var(--hair)}
.footer-qr-box img{width:100%;height:100%;display:block}
.footer-bottom{display:flex;justify-content:space-between;gap:24px;padding-top:28px;border-top:1px solid var(--hair);font-size:12.5px;line-height:1.75;color:var(--mute)}
.footer-bottom-main{max-width:44em}
.footer-bottom-filing{display:flex;flex-direction:column;align-items:flex-end;gap:6px;white-space:nowrap}
.police-beian{display:inline-flex;align-items:center;gap:6px}.police-beian img{width:16px;height:16px}
/* ---------- editorial blocks (pricing / topic) ---------- */
.steps3{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(24px,4vw,56px);border-top:1px solid var(--hair);counter-reset:st;padding:0}
.steps3>.card{counter-increment:st;padding-top:30px;display:flex;flex-direction:column;gap:12px}
.steps3>.card::before{content:counter(st,decimal-leading-zero);font:600 13px/1 "IN",var(--sans);color:var(--nv);letter-spacing:.04em}
.steps3 b{font-size:20px;font-weight:600;letter-spacing:-.015em}
.steps3 p{font-size:15px;line-height:1.8;color:var(--ink2)}
.rows{display:grid;grid-template-columns:1fr 1fr;gap:0 clamp(32px,5vw,80px)}
.rows>.card{padding:30px 0;border-top:1px solid var(--hair)}
.rows>.card.wide{grid-column:1/-1}
.rows b,.rows h2{display:block;font-size:clamp(19px,1.6vw,22px);font-weight:600;letter-spacing:-.015em;margin-bottom:12px}
.rows p,.rows li{font-size:15.5px;line-height:1.85;color:var(--ink2)}
ul{margin:0;padding:0;list-style:none}
.rows ul li,.prose ul li{position:relative;padding:8px 0 8px 18px;border-bottom:1px solid var(--hair)}
.rows ul li::before,.prose ul li::before{content:"";position:absolute;left:2px;top:19px;width:4px;height:4px;border-radius:50%;background:var(--nv);opacity:.55}
/* topic: long article = reading column */
.content{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 clamp(32px,5vw,80px)}
.content>.card{min-width:0;padding:44px 0;border-top:1px solid var(--hair)}
.content>.card.wide{grid-column:1/-1}
.content>.card:first-child{border-top:0;padding-top:0}
.content h2{font-size:clamp(22px,2.2vw,30px);margin-bottom:18px}
.content>.card:first-child h2{font-size:clamp(28px,3.4vw,44px);max-width:20em}
.content h3{font-size:19px;margin:34px 0 12px}
.content p{font-size:16px;line-height:1.9;color:var(--ink2);margin:0 0 16px;max-width:44em}
.content li{font-size:15.5px;line-height:1.75;color:var(--ink2)}
.content ul li{position:relative;padding:9px 0 9px 18px;border-bottom:1px solid var(--hair)}
.content ul li::before{content:"";position:absolute;left:2px;top:20px;width:4px;height:4px;border-radius:50%;background:var(--nv);opacity:.55}
.content .note{padding:20px 24px;border-radius:18px;background:var(--soft);font-size:15px;line-height:1.85;color:var(--ink2)}
.content .cta{display:inline-flex;margin-top:22px;height:44px;align-items:center;padding:0 22px;border-radius:999px;background:var(--ink);color:#fff;font-size:14.5px;font-weight:550}
.cost-table-wrap{max-width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;margin:22px 0 26px;border:1px solid var(--hair);border-radius:18px}
.cost-table{border-collapse:collapse;width:100%;min-width:560px}
.cost-table th,.cost-table td{padding:13px 16px;text-align:left;font-size:14.5px;border-bottom:1px solid var(--hair);font-feature-settings:"tnum"}
.cost-table th{font-size:12.5px;font-weight:600;color:var(--mute);background:var(--soft)}
.cost-table tr:last-child td{border-bottom:0}
.content .faq-list{border-top:1px solid var(--ink)}
.content .faq-item{padding:22px 0;border-bottom:1px solid var(--hair)}
.content .faq-item strong{display:block;font-size:17px;font-weight:600;margin-bottom:8px}
.content .faq-item p{margin:0}
.related{display:flex;flex-direction:column;border-top:1px solid var(--ink)}
.related a{display:flex;justify-content:space-between;padding:20px 0;border-bottom:1px solid var(--hair);font-size:17px;font-weight:550;color:var(--ink)!important}
.related a::after{content:"→";color:var(--blue)}
.related a:hover{padding-left:8px;transition:padding .3s}
/* ---------- FAQ ---------- */
.hero-grid{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:clamp(32px,6vw,96px);align-items:end}
.pg-faq .hero::after{display:none}
.hero-note{margin-top:16px;font-size:14px;line-height:1.75;color:var(--mute);max-width:36em}
.quick-panel b{display:block;font:500 11px/1 "IN",var(--sans);letter-spacing:.16em;color:var(--mute);margin-bottom:14px}
.quick-list{border-top:1px solid var(--ink)}
.quick-list a{display:block;padding:12px 0;border-bottom:1px solid var(--hair);font-size:14.5px;color:var(--ink)}
.quick-list a:hover{color:var(--blue)}
.layout{display:grid;grid-template-columns:240px minmax(0,1fr);gap:clamp(32px,5vw,80px);align-items:start}
.side{position:sticky;top:84px;display:flex;flex-direction:column;max-height:calc(100vh - 100px);overflow:auto;padding-right:6px}
.side-search{position:relative;margin-bottom:14px}
.side-search input{width:100%;height:42px;border-radius:999px;border:1px solid var(--line);padding:0 16px;font-size:14px;outline:none}
.side-search input:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(21,35,61,.14)}
.search-results{position:absolute;left:0;right:0;top:calc(100% + 8px);z-index:5;display:grid;gap:4px;max-height:360px;overflow:auto;padding:8px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:var(--shadow)}
.search-results[hidden]{display:none}
.search-results a{display:block;padding:8px 10px;border-radius:10px;font-size:13.5px}.search-results a:hover{background:var(--soft)}
.side>a{display:flex;justify-content:space-between;gap:10px;padding:8px 0;font-size:13.5px;color:var(--ink2);border-bottom:1px solid var(--hair)}
.side>a span{font:500 12px/1.6 "IN",var(--sans);color:var(--mute)}
.side>a.is-active{color:var(--ink);font-weight:600}
.faq-category{scroll-margin-top:84px;margin-bottom:72px}
.category-head span{display:block;font:500 12px/1.4 "IN",var(--sans);letter-spacing:.14em;color:var(--mute);margin-bottom:10px}
.category-head h2{font-size:clamp(24px,2.4vw,32px);margin-bottom:22px}
.pg-faq .faq-list{border-top:1px solid var(--ink)}
.pg-faq .faq-item{border-bottom:1px solid var(--hair);scroll-margin-top:84px}
details.qa>summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:24px;padding:22px 0}
details.qa>summary::-webkit-details-marker{display:none}
details.qa>summary h3{font-size:clamp(16px,1.3vw,18px);line-height:1.5}
details.qa>summary i{flex:0 0 auto;width:28px;height:28px;border-radius:50%;border:1px solid var(--line);position:relative}
details.qa>summary i::before,details.qa>summary i::after{content:"";position:absolute;left:50%;top:50%;width:10px;height:1.5px;background:var(--ink);transform:translate(-50%,-50%)}
details.qa>summary i::after{transform:translate(-50%,-50%) rotate(90deg);transition:transform .25s}
details.qa[open]>summary i::after{transform:translate(-50%,-50%) rotate(0)}
.qa-a{padding:0 52px 24px 0}
.short-answer{font-size:15.5px;line-height:1.85;color:var(--ink)}
.detail p{margin-top:10px;font-size:15px;line-height:1.85;color:var(--ink2)}
.qa-a details{margin-top:12px}
.qa-a details summary{cursor:pointer;font-size:13px;color:var(--mute)}
.qa-a details li{font-size:13.5px;color:var(--mute);padding:3px 0 3px 14px;position:relative}
.qa-a details li::before{content:"·";position:absolute;left:2px}
.faq-alias,.search-empty{font-size:13px;color:var(--mute)}
/* ---------- tool (homepage calculator card visual) ---------- */
.pg-tools-refi-cost-estimate .hero{padding-bottom:24px}
.tool{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(0,1fr);gap:24px;align-items:start}
.tool>.panel{background:#fff;border:1px solid rgba(17,18,20,.08);border-radius:26px;box-shadow:var(--shadow);padding:26px 28px}
.compare-row{display:grid;grid-template-columns:112px 1fr 1fr;border-bottom:1px solid var(--line)}
.compare-head{color:var(--mute);font-size:12.5px}
.compare-label{padding:16px 0;color:var(--mute);font-size:13.5px}
.compare-cell{padding:14px 12px;display:flex;flex-direction:column;gap:4px;min-width:0}
.compare-head .compare-cell{padding:6px 12px}
.compare-cell input,.compare-cell select{all:unset;box-sizing:border-box;width:100%;font-family:"IN",var(--sans);font-feature-settings:"tnum";font-size:18px;font-weight:560;color:var(--ink);padding:2px 0 4px;border-bottom:1px solid transparent;cursor:text}
.compare-cell select{font-size:15px;cursor:pointer}
.compare-cell input:hover,.compare-cell input:focus{border-bottom-color:var(--blue)}
.compare-cell input::placeholder{color:#A4A7AD;font-weight:400}
.compare-value{font-family:"IN",var(--sans);font-feature-settings:"tnum";font-size:18px;font-weight:560}
.placeholder-value{color:#B9BCC2}
.compare-note{font-size:11.5px;color:#9A9DA3;line-height:1.5}
#calc{margin-top:20px;height:44px;padding:0 22px;border-radius:999px;border:0;background:var(--ink);color:#fff;font-size:14.5px;font-weight:550;cursor:pointer}
.tool>.panel.result{background:linear-gradient(160deg,#1B1D21,#0E0F11);color:#fff;border:0;padding:26px 24px}
.result h2{font-size:15px;font-weight:600;letter-spacing:0;color:rgba(255,255,255,.7);margin-bottom:16px}
.equation-title{font-size:13px;color:rgba(255,255,255,.62)}
.equation{display:flex;align-items:flex-end;gap:10px;margin:8px 0 18px;flex-wrap:wrap}
.equation-item{display:flex;flex-direction:column;gap:2px}
.equation-item b{font:600 18px/1.2 "IN",var(--sans);font-feature-settings:"tnum"}
.equation-item.result b{font-size:30px;letter-spacing:-.02em}
.equation-item span{font-size:11.5px;color:rgba(255,255,255,.5)}
.equation-symbol{color:rgba(255,255,255,.4);padding-bottom:16px}
.equation-card{padding-bottom:6px;border-bottom:1px solid rgba(255,255,255,.14)}
.result-card{display:grid;grid-template-columns:1fr auto;gap:2px 12px;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.result-label{font-size:13px;color:rgba(255,255,255,.62)}
.result-value{font:560 17px/1.3 "IN",var(--sans);font-feature-settings:"tnum";text-align:right}
.result-note{grid-column:1/-1;font-size:11.5px;color:rgba(255,255,255,.45);line-height:1.6}
.result-card.primary .result-value{color:#FFD27A}
.compact-notice{margin-top:16px;background:rgba(255,255,255,.06);color:rgba(255,255,255,.55)}
/* ---------- contact ---------- */
.contact{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,460px);gap:12px clamp(32px,6vw,96px);align-items:center;padding-top:clamp(72px,9vw,120px);padding-bottom:clamp(72px,9vw,120px)}
.contact>.eyebrow,.contact>h1,.contact>.lead{grid-column:1}
.contact>.entry-grid{grid-column:2;grid-row:1/span 4;display:grid;grid-template-columns:1fr 1fr;gap:16px}
.entry{display:flex;flex-direction:column;align-items:center;gap:14px;padding:22px;border-radius:24px;border:1px solid var(--hair);box-shadow:var(--shadow);background:#fff}
.entry img{width:100%;aspect-ratio:1}
.entry b{font-size:15px}
.contact>.fine{grid-column:1;font-size:13px;line-height:1.9;color:var(--mute);margin-top:18px}
/* ---------- mobile ---------- */
@media(max-width:960px){
 .nav{gap:12px;height:56px}.nav-toggle{display:grid}.nav-links,.nav-cta{display:none}
 .nav-open .nav-links{display:flex;flex-direction:column;gap:0;position:fixed;left:0;right:0;top:56px;bottom:0;background:#fff;padding:20px var(--pad);margin:0;z-index:40}
 .nav-open .nav-links a{padding:14px 0;font-size:22px;font-weight:600;color:var(--ink);border-bottom:1px solid var(--line)}
 .nav-open .nav-cta{display:inline-flex;position:fixed;left:var(--pad);right:var(--pad);bottom:28px;z-index:41;justify-content:center;padding:14px;font-size:16px}
 .hero-grid,.layout,.tool,.contact{grid-template-columns:1fr}
 .side{position:static;max-height:none;flex-direction:row;flex-wrap:wrap;gap:8px;overflow:visible}
 .side-search{flex:1 0 100%}
 .side>a{border:1px solid var(--line);border-radius:999px;padding:6px 12px;font-size:12.5px}
 .contact>.entry-grid{grid-column:1;grid-row:auto}
 .footer-grid{grid-template-columns:1fr 1fr}.footer-contact{grid-column:1/-1}
}
@media(max-width:600px){
 .brand span span{display:none}
 .hero{padding:52px 0 44px}.hero::after{width:150px;top:auto;bottom:-20px;right:-20px;transform:none;opacity:.5}
 h1{font-size:clamp(32px,9vw,40px);line-height:1.18}
 .section{padding:60px 0}
 .steps3,.rows,.content{grid-template-columns:1fr}
 .compare-row{grid-template-columns:72px 1fr 1fr}.compare-cell{padding:12px 6px}.compare-cell input,.compare-value{font-size:16px}.compare-note{display:none}
 .qa-a{padding-right:0}
 .footer-grid{grid-template-columns:1fr;gap:36px}.footer-qr-box{width:128px;height:128px}
 .footer-bottom{flex-direction:column}.footer-bottom-filing{align-items:flex-start;white-space:normal}
 .cta-acts a{height:44px;padding:0 18px}
}

/* ===== v2 additions: header phone, mobile sheet, topics TOC, about, map timeline, loan tool, legal ===== */
.nav-tel{font:550 13.5px/1 "IN",var(--sans);font-feature-settings:"tnum";color:var(--ink);white-space:nowrap;letter-spacing:.01em}
.nav-links{margin:0 auto}
.nav .nav-tel+.nav-cta{margin-left:-14px}
/* loan tool: legacy lockup → solid mark + wordmark (CSS only, no DOM text) */
.brand-lockup{width:auto;height:26px;overflow:visible;display:flex;align-items:center;gap:10px}
.brand-lockup img{position:static;width:26px;height:26px;max-width:none}
.brand-lockup::after{content:"财鹿咨询";font-size:16px;font-weight:650;letter-spacing:.06em;color:var(--ink)}
/* mobile sheet extras (built by site.js) */
.sheet-x{display:none}
@media(max-width:960px){
 .nav-tel{display:none}
 .nav-open .nav-links{padding-bottom:200px;overflow:auto}
 .nav-open .sheet-x{display:flex;flex-direction:column;gap:14px;position:fixed;left:var(--pad);right:var(--pad);bottom:96px;z-index:41}
 .sheet-x .st{font:600 26px/1 "IN",var(--sans);font-feature-settings:"tnum";color:var(--ink)}
 .sheet-x p{display:flex;gap:10px}.sheet-x p a{flex:1;text-align:center;padding:12px;border:1px solid var(--line);border-radius:999px;font-size:15px;color:var(--ink)}
}
/* hero still only where there is room; never a cropped blob */
.hero::after{z-index:0}
.pg-tools-loan-calculator .hero::after,.pg-about .hero::after,.pg-privacy .hero::after,.pg-disclaimer .hero::after{display:none}
.pg-tools-loan-calculator .hero,.pg-tools-refi-cost-estimate .hero{padding-bottom:28px}
.hero h1{max-width:13em}
.hero .wrap>.lead,.hero .wrap>p{max-width:34em}
@media(min-width:961px){.hero>.wrap{padding-right:calc(var(--pad) + min(300px,24vw) + 40px)}.pg-about .hero>.wrap,.pg-faq .hero>.wrap{padding-right:var(--pad)}}
/* ---------- topics: slim text TOC + reading column ---------- */
.topic-grid{display:grid;grid-template-columns:200px minmax(0,1fr);gap:clamp(32px,6vw,96px);align-items:start}
.toc{position:sticky;top:92px;display:flex;flex-direction:column;border-left:1px solid var(--hair)}
.toc::before{content:"目录";font:500 11px/1 "IN",var(--sans);letter-spacing:.16em;color:var(--mute);padding:0 0 14px 16px}
.toc a{display:block;padding:7px 0 7px 16px;margin-left:-1px;border-left:1px solid transparent;font-size:13.5px;line-height:1.5;color:var(--mute)!important}
.toc a:hover,.toc a.on{color:var(--ink)!important;border-left-color:var(--ink);text-decoration:none!important}
.topic-grid .content{display:block}
.topic-grid .content>.card{padding:44px 0;border-top:1px solid var(--hair);scroll-margin-top:84px}
.topic-grid .content>.card:first-child{border-top:0;padding-top:0}
.topic-grid .content>.card:first-child h2{font-size:clamp(22px,2.2vw,30px)}
.content>.card{scroll-margin-top:84px}
.content .faq-list details.qa>summary{padding:20px 0}
.content .faq-list details.qa>summary strong{margin:0;font-size:17px}
.content .faq-list .faq-item{padding:0}
.content .faq-list details.qa>p,.content .faq-list details.qa>div{padding:0 52px 22px 0}
.pg-topics-collateral-types .content>.card:not(.wide) h2{font-size:clamp(20px,1.8vw,24px)}
/* ---------- about: homepage about layout ---------- */
.pg-about .hero>.wrap{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:0 clamp(40px,6vw,96px);align-items:center}
.pg-about .hero .eyebrow,.pg-about .hero h1,.pg-about .hero .lead{grid-column:1}
.pg-about .hero .lead{font-size:16px;margin-top:18px}
.pg-about .hero h1{margin-bottom:6px}
.office-hero{grid-column:2;grid-row:1/span 4;margin:0}
.office-hero img{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:24px;display:block}
.about-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.ac{background:var(--soft);border-radius:24px;padding:34px 34px 30px;border:1px solid var(--hair)}
.ac h2{font-size:clamp(21px,1.8vw,25px);margin-bottom:16px}
.ac p{font-size:15px;line-height:1.85;color:var(--ink2);margin:0 0 12px}.ac p:last-child{margin:0}
.ac ul{border-top:1px solid var(--hair);margin-top:14px}.ac li{padding:10px 0;border-bottom:1px solid var(--hair);font-size:14.5px;color:var(--ink2)}
.section-head{margin-bottom:clamp(28px,3vw,40px)}
.scene-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.scene-card{margin:0}.scene-card img{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:18px;display:block;background:#F1F2F4}
.scene-card figcaption{margin-top:10px;font-size:13px;color:var(--mute)}
/* ---------- consulting map: homepage timeline ---------- */
.tabs{display:inline-flex;gap:4px;padding:4px;border-radius:999px;background:var(--bg2);margin-bottom:clamp(48px,6vw,72px);flex-wrap:wrap}
.tabs a{padding:9px 18px;border-radius:999px;font-size:14px;color:var(--ink2)!important}
.tabs a:first-child,.tabs a:hover{background:#fff;color:var(--ink)!important;box-shadow:0 1px 3px rgba(17,18,20,.08);text-decoration:none!important}
.map{display:grid;grid-template-columns:repeat(3,1fr);gap:0 clamp(28px,4vw,64px);position:relative}
.map::before{content:"";position:absolute;left:0;right:0;top:5px;height:1px;background:linear-gradient(90deg,var(--nv) 0,rgba(22,35,59,.25) 40%,rgba(22,35,59,.08))}
.stage{position:relative;padding-top:44px}
.stage::before{content:"";position:absolute;top:0;left:0;width:11px;height:11px;border-radius:50%;background:#fff;border:1.5px solid var(--nv);box-shadow:0 0 0 6px #fff}
.stage:first-child::before{background:var(--nv)}
.stage b{font:500 11px/1.4 "IN",var(--sans);letter-spacing:.16em;color:var(--mute)}
.stage h2{margin:14px 0 0;font-size:clamp(22px,2vw,27px)}
.stage ul{margin-top:24px;border-top:1px solid var(--hair)}
.stage li{position:relative;padding:12px 0 12px 18px;font-size:14.5px;line-height:1.55;color:var(--ink2);border-bottom:1px solid var(--hair)}
.stage li::before{content:"";position:absolute;left:2px;top:20px;width:4px;height:4px;border-radius:50%;background:var(--nv);opacity:.55}
.pg-consulting-map .section>.wrap>h1{font-size:clamp(28px,3.4vw,46px);font-weight:620;letter-spacing:-.026em}
.pg-consulting-map .section[id]{scroll-margin-top:60px}
@media(min-width:961px){.pg-consulting-map #scope-operating>.wrap,.pg-consulting-map #scope-bridge>.wrap{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:0 clamp(40px,6vw,96px);align-items:start}
 .pg-consulting-map #scope-operating .eyebrow,.pg-consulting-map #scope-bridge .eyebrow,.pg-consulting-map #scope-operating h1,.pg-consulting-map #scope-bridge h1{grid-column:1}
 .pg-consulting-map #scope-operating .lead,.pg-consulting-map #scope-bridge .lead,.pg-consulting-map #scope-operating .notice,.pg-consulting-map #scope-bridge .notice{grid-column:2}
 .pg-consulting-map #scope-operating .lead,.pg-consulting-map #scope-bridge .lead{grid-row:1/span 2;margin-top:0}
 .pg-consulting-map .section .notice{margin-top:20px}}
/* ---------- loan calculator: homepage calculator card ---------- */
.calculator-shell{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);border-radius:26px;overflow:hidden;box-shadow:var(--shadow);border:1px solid rgba(17,18,20,.08);background:#fff}
.calculator-shell>*{padding:18px 30px;margin:0}
.calculator-shell>:not(.right-column){grid-column:1}
.calculator-shell>.right-column{grid-column:2;background:linear-gradient(160deg,#1B1D21,#0E0F11);color:#fff}
.column-head{padding-top:28px;display:flex;justify-content:space-between;align-items:baseline;gap:12px}
.column-head h2{font-size:15px;font-weight:600;letter-spacing:0}
.input-head h2{color:var(--mute)}.result-head h2{color:rgba(255,255,255,.7)}
.result-summary{font-size:12.5px;color:rgba(255,255,255,.55)}
.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.field{display:flex;flex-direction:column;gap:8px;min-width:0}
.field label{font-size:13px;color:var(--mute)}
.control,.compound-control{display:flex;align-items:center;gap:8px;border-bottom:1px solid var(--line);padding-bottom:6px}
.field input,.field select{all:unset;box-sizing:border-box;min-width:0;width:100%;font-family:"IN",var(--sans);font-feature-settings:"tnum";font-size:20px;font-weight:560;color:var(--ink)}
.field select{font-size:16px;cursor:pointer}
.field>select{border-bottom:1px solid var(--line);padding-bottom:9px}
.compound-control select{width:auto;font-size:15px;color:var(--mute)}
.control:focus-within,.compound-control:focus-within{border-bottom-color:var(--blue)}
.unit{font-size:13px;color:var(--mute)}
.result-card{border-radius:0;background:none}
.result-primary .result-card.primary{display:flex;flex-direction:column;gap:6px;grid-template-columns:none;border-bottom:1px solid rgba(255,255,255,.14);padding:4px 0 18px}
.result-primary .result-value{text-align:left;font:600 clamp(34px,3.4vw,44px)/1.1 "IN",var(--sans);letter-spacing:-.02em;color:#FFD27A}
.result-pair{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.result-pair .result-card{display:flex;flex-direction:column;gap:4px;border:0;padding:0}
.result-pair .result-value{text-align:left;font-size:20px}
.primary-button{height:46px;padding:0 24px;border-radius:999px;border:0;background:var(--ink);color:#fff;font-size:15px;font-weight:550;cursor:pointer}
.input-action{padding-bottom:30px}
.error{margin-top:10px;font-size:13px;color:#C0392B;min-height:1em}
.consult-button{display:inline-flex;align-items:center;height:44px;padding:0 22px;border-radius:999px;background:#fff;color:var(--ink);font-size:14.5px;font-weight:550}
/* ---------- legal: single reading column ---------- */
.content>.policy{max-width:820px;padding-bottom:clamp(72px,8vw,120px)}
.policy .note{padding:14px 18px;border-radius:14px;background:var(--soft);font-size:13.5px;line-height:1.8;color:var(--mute);margin-bottom:28px}
.policy>.card{padding:36px 0;border-top:1px solid var(--hair)}
.policy h2{font-size:clamp(22px,2vw,27px);margin-bottom:16px}
.policy p{font-size:16px;line-height:1.95;color:var(--ink2);margin:0 0 14px}
.policy ul{margin:4px 0 14px}.policy li{position:relative;padding:8px 0 8px 18px;font-size:15.5px;line-height:1.8;color:var(--ink2)}
.policy li::before{content:"";position:absolute;left:2px;top:20px;width:4px;height:4px;border-radius:50%;background:var(--nv);opacity:.55}
@media(max-width:960px){
 .topic-grid{grid-template-columns:minmax(0,1fr)}.topic-grid>*{min-width:0}.toc{position:static;border-left:0;border-top:1px solid var(--hair);flex-direction:row;flex-wrap:wrap;gap:8px;padding-top:16px}
 .toc::before{flex:1 0 100%;padding:0 0 4px}.toc a{border:1px solid var(--line)!important;border-radius:999px;padding:6px 12px;font-size:12.5px;margin:0}
 .pg-about .hero>.wrap{grid-template-columns:1fr}.office-hero{grid-column:1;grid-row:auto;margin-top:32px}
 .map{grid-template-columns:1fr;gap:40px}.map::before{display:none}
 .calculator-shell{grid-template-columns:1fr}.calculator-shell>*{grid-column:1!important}
 .calculator-shell>:not(.right-column){order:1}.calculator-shell>.right-column{order:2}
}
@media(max-width:600px){
 .about-cards,.scene-grid{grid-template-columns:1fr}.ac{padding:24px 22px;border-radius:18px}
 .calculator-shell>*{padding:16px 20px}.field-grid{grid-template-columns:1fr 1fr;gap:14px}.field input{font-size:18px}
 .content .faq-list details.qa>p{padding-right:0}
 .tabs{display:flex}.tabs a{flex:1 1 auto;text-align:center;padding:8px 10px;font-size:13px}
}
.unit{white-space:nowrap}
.calculator-shell>.right-column{background:#141518}
.steps3{padding:0 var(--pad);border-top:0}
.steps3>.card{border-top:1px solid var(--hair)}
@media(max-width:960px){
 .nav-open .site-header{-webkit-backdrop-filter:none;backdrop-filter:none;background:#fff}
 .hero::after{display:none}
 .steps3{gap:0}.steps3>.card{padding-bottom:28px}
}
/* fix-calc2 2026-10-20: subtle editable affordance (homepage + tools) */
.tbl input:not(:disabled),.compare-cell input:not(:disabled),.compare-cell select:not(:disabled),.field .control,.field .compound-control,.field>select{all:unset;box-sizing:border-box;width:100%;display:flex;align-items:center;gap:6px;background:rgba(17,18,20,.035);border:1px solid rgba(17,18,20,.06)!important;border-radius:7px;padding:5px 9px!important;min-height:36px;line-height:1.35!important;font-family:"IN",var(--sans);font-feature-settings:"tnum";font-size:16px;font-weight:560;color:var(--ink);cursor:text;transition:background .15s,border-color .15s,box-shadow .15s}
.tbl input:not(:disabled):hover,.compare-cell input:not(:disabled):hover,.compare-cell select:not(:disabled):hover,.field .control:hover,.field .compound-control:hover,.field>select:hover{background:rgba(17,18,20,.055);border-color:rgba(17,18,20,.16)!important}
.tbl input:not(:disabled):focus,.compare-cell input:not(:disabled):focus,.compare-cell select:not(:disabled):focus,.field .control:focus-within,.field .compound-control:focus-within,.field>select:focus{background:#fff;border-color:var(--blue,#15233D)!important;box-shadow:0 0 0 3px rgba(21,35,61,.14);outline:none}
.field .control input,.field .compound-control input,.field .compound-control select{all:unset;box-sizing:border-box;min-width:0;flex:1;font:inherit;font-feature-settings:"tnum";color:var(--ink);line-height:1.35}
.field .compound-control select{flex:0 0 auto;font-size:14px;color:var(--mute);cursor:pointer;padding-left:8px;border-left:1px solid rgba(17,18,20,.1)}
.field .unit{font-size:13px;color:var(--mute);font-weight:400}
.compare-cell select:not(:disabled),.field>select{display:block;cursor:pointer;font-size:15px;padding-right:28px!important;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath d='M1 1l4 4 4-4' fill='none' stroke='%23626872' stroke-width='1.5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 10px center}
.tbl input:disabled,.compare-cell input:disabled,.compare-value{border:1px solid transparent!important;padding:5px 0!important;min-height:36px;line-height:1.35!important;background:none;font-family:"IN",var(--sans);font-feature-settings:"tnum";font-size:16px;font-weight:560;color:var(--ink);-webkit-text-fill-color:var(--ink);opacity:1;box-sizing:border-box;display:block}
.tbl select:disabled{padding:5px 0;line-height:1.35;opacity:1;color:var(--ink);font-size:15px}
.tbl input::placeholder,.compare-cell input::placeholder,.field input::placeholder{font-size:14px;font-weight:400;color:#B4B7BD}
.tbl #fee{border-bottom-style:solid}
@media(max-width:1279px){.tbl{grid-template-columns:62px 1fr 1fr}.tbl>div{padding-left:5px;padding-right:5px}.tbl .k{padding-left:0}}
@media(max-width:600px){.tbl{grid-template-columns:72px 1fr 1fr}.tbl input:not(:disabled),.compare-cell input:not(:disabled),.tbl input:disabled,.compare-cell input:disabled,.compare-value,.field .control,.field .compound-control{font-size:15px!important;letter-spacing:-.01em}.tbl input:not(:disabled),.compare-cell input:not(:disabled),.compare-cell select:not(:disabled){padding:5px 7px!important}.compare-cell select:not(:disabled){padding-right:22px!important;background-position:right 7px center;font-size:14px}}
@media(max-width:380px){.tbl input:not(:disabled),.compare-cell input:not(:disabled),.tbl input:disabled,.compare-cell input:disabled,.compare-value{font-size:14px!important}}
/* fix-calc2: tool pages share the homepage card system */
.pg-tools-refi-cost-estimate .tool,.calculator-shell{background:#fff;border:1px solid rgba(17,18,20,.08);border-radius:24px;box-shadow:var(--shadow);padding:22px 26px 24px;display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:0 28px;align-items:stretch;overflow:visible}
.pg-tools-refi-cost-estimate .tool>.panel{background:none;border:0;box-shadow:none;border-radius:0;padding:0}
.pg-tools-refi-cost-estimate .tool>.panel.result,.calculator-shell>.right-column{background:#141518;background-image:linear-gradient(160deg,#1B1D21,#0E0F11);color:#fff}
.pg-tools-refi-cost-estimate .tool>.panel.result{border-radius:18px;box-shadow:0 20px 40px -24px rgba(0,0,0,.5);padding:20px 20px 18px;display:flex;flex-direction:column}
/* table */
.compare-row{grid-template-columns:86px 1fr 1fr;border-bottom:1px solid var(--line)}
.compare-head{border-bottom-color:transparent}
.compare-label{padding:13px 0;font-size:13.5px;color:var(--mute);line-height:1.35}
.compare-cell{padding:13px 12px;gap:0}
.compare-head .compare-cell{padding:4px 12px 6px;font-size:12.5px;color:var(--mute)}
.compare-note{display:block;margin-top:3px;font-size:11.5px;color:#9A9DA3;line-height:1.5}
.compare-row:has(#serviceFee)>.compare-cell:not(.input-cell){display:none}
.compare-row:has(#serviceFee)>.input-cell{grid-column:2/-1}
#calc{margin-top:18px;height:42px;font-size:14.5px}
/* refi result → homepage .res */
.pg-tools-refi-cost-estimate .result h2{font-size:13px;font-weight:400;color:rgba(255,255,255,.62);margin:0 0 2px}
.equation-card{border:0;padding:0}
.equation-title{display:none}
.equation{display:flex;flex-wrap:wrap;align-items:baseline;gap:4px 6px;margin:0}
.equation-item.result{order:-1;flex:1 0 100%;margin:6px 0 8px}
.equation-item.result b{font:620 clamp(26px,2.3vw,32px)/1.05 "IN",var(--sans);letter-spacing:-.03em}
.equation-item.result span{display:none}
.equation-item:not(.result){flex-direction:row-reverse;align-items:baseline;gap:4px}
.equation-item:not(.result) b{font:500 12.5px/1.4 "IN",var(--sans);color:rgba(255,255,255,.55)}
.equation-item:not(.result) span{font-size:12.5px;color:rgba(255,255,255,.55)}
.equation-symbol{padding:0;color:rgba(255,255,255,.55);font-size:12.5px}
.equation-symbol:nth-child(4){display:none}
.equation-card+.result-card{margin-top:20px;border-top:1px solid rgba(255,255,255,.14)}
.pg-tools-refi-cost-estimate .result-card{display:grid;grid-template-columns:1fr auto;gap:2px 12px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.1);background:none;border-radius:0}
.pg-tools-refi-cost-estimate .result-label{font-size:13px;color:rgba(255,255,255,.62)}
.pg-tools-refi-cost-estimate .result-value,.pg-tools-refi-cost-estimate .result-card.primary .result-value{font:560 15px/1.35 "IN",var(--sans);font-feature-settings:"tnum";color:#fff;text-align:right}
.pg-tools-refi-cost-estimate .result-note{grid-column:1/-1;font-size:11.5px;color:rgba(255,255,255,.42);line-height:1.6}
.pg-tools-refi-cost-estimate .compact-notice{margin-top:auto;padding:16px 0 0;background:none;border-radius:0;font-size:11.5px;line-height:1.7;color:rgba(255,255,255,.5)}
/* loan calculator → same card */
.calculator-shell>*{padding:0;margin:0}
.calculator-shell>.right-column{padding:0 20px}
.calculator-shell>.result-head{border-radius:18px 18px 0 0;padding-top:20px}
.calculator-shell>.result-action{border-radius:0 0 18px 18px;padding-bottom:18px}
.calculator-shell>.input-head{padding:0 0 14px;border-bottom:1px solid var(--line);align-self:start}
.calculator-shell .input-head h2{font-size:16px;font-weight:620;color:var(--ink)}
.calculator-shell .result-head{align-items:baseline}
.calculator-shell .result-head h2{font-size:13px;font-weight:400;color:rgba(255,255,255,.62)}
.calculator-shell .result-summary{font-size:12.5px;color:rgba(255,255,255,.55)}
.calculator-shell .field-grid{grid-template-columns:1fr;gap:0}
.calculator-shell .field{display:grid;grid-template-columns:86px 1fr;align-items:center;gap:0 12px;padding:13px 0;border-bottom:1px solid var(--line)}
.calculator-shell .field>label{font-size:13.5px;color:var(--mute)}
.calculator-shell .result-primary .result-card.primary{padding:6px 0 0;border:0;gap:0}
.calculator-shell .result-primary .result-label{display:none}
.calculator-shell .result-primary .result-value{font:620 clamp(26px,2.3vw,32px)/1.05 "IN",var(--sans);letter-spacing:-.03em;color:#fff}
.calculator-shell .result-pair{display:block;margin-top:20px;border-top:1px solid rgba(255,255,255,.14)}
.calculator-shell .result-pair .result-card{display:flex;flex-direction:row;justify-content:space-between;align-items:baseline;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.calculator-shell .result-label{font-size:13px;color:rgba(255,255,255,.62)}
.calculator-shell .result-pair .result-value{font:560 15px/1.35 "IN",var(--sans);font-feature-settings:"tnum";color:#fff;text-align:right}
.calculator-shell .input-action{padding-top:18px}
.calculator-shell .primary-button{height:42px;font-size:14.5px}
.calculator-shell .result-action{display:flex;align-items:flex-end;padding-top:18px}
.calculator-shell .consult-button{height:auto;padding:0;background:none;color:rgba(255,255,255,.9);font-size:13.5px;font-weight:500}
.calculator-shell .consult-button::after{content:" ›"}
@media(max-width:960px){
 .pg-tools-refi-cost-estimate .tool,.calculator-shell{grid-template-columns:1fr;gap:18px 0;padding:18px 16px 20px;border-radius:20px}
 .calculator-shell{gap:0}.calculator-shell>*{grid-column:1!important}
 .calculator-shell>.result-head{margin-top:18px}
 .calculator-shell>.input-action{padding-bottom:0}
}
@media(max-width:600px){
 .compare-row{grid-template-columns:64px 1fr 1fr}.compare-label{font-size:12.5px}
 .compare-cell,.compare-head .compare-cell{padding-left:4px!important;padding-right:4px!important}
 .compare-note{display:none}
 .calculator-shell .field{grid-template-columns:72px 1fr}
}
.calculator-shell>.right-column{background:#16171A!important;background-image:none!important}
.pg-tools-refi-cost-estimate .compare-row{grid-template-columns:100px 1fr 1fr}
@media(max-width:600px){.pg-tools-refi-cost-estimate .compare-row{grid-template-columns:64px 1fr 1fr}}
.calculator-shell .field>*{min-width:0}
.field .control input,.field .compound-control input{width:0;min-width:0}
.calculator-shell .right-column .result-card,.calculator-shell .right-column .result-pair{background:transparent!important}
/* fix-calc2: 示例 tag in tool result panels (same as homepage) */
.exb{font-style:normal;font-size:11px;font-weight:600;letter-spacing:.06em;color:#1B1D21;background:#FFD27A;border-radius:4px;padding:2px 6px;line-height:1.4}
.pg-tools-refi-cost-estimate .equation-title{display:flex!important;align-items:center;gap:8px;font-size:13px;color:rgba(255,255,255,.62);margin-bottom:2px}
.calculator-shell .result-primary .result-label{display:flex!important;align-items:center;gap:8px;font-size:13px;color:rgba(255,255,255,.62);margin-bottom:6px}
.calculator-shell .result-primary .result-card.primary{display:grid!important;grid-template-columns:auto 1fr;align-items:center;gap:0 8px}
.calculator-shell .result-primary .result-card.primary>.result-value{grid-column:1/-1;margin-top:6px}
.calculator-shell .result-primary .result-label{margin-bottom:0}
.calculator-shell .result-primary .exb{justify-self:start}
.pg-tools-refi-cost-estimate .equation-title{margin-top:10px}.calculator-shell .result-primary .result-card.primary{padding-top:10px}

/* fix-home3: subpage hero mark fits the hero height (no bottom clipping above the dotted separator) */
.hero::after{height:min(300px,24vw,calc(100% - 48px));width:auto}
/* fix-faq 2026-10-20: search with icon, slim category list, homepage-style accordion */
.pg-faq .side{padding-right:0;gap:0}
.pg-faq .side-search{margin-bottom:18px}
.pg-faq .side-search input{box-sizing:border-box;height:40px;border-radius:10px;border:1px solid rgba(17,18,20,.07);background:rgba(17,18,20,.035) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='none' stroke='%23878B93' stroke-width='1.6'%3E%3Ccircle cx='7' cy='7' r='5.2'/%3E%3Cpath d='M11 11l3.6 3.6'/%3E%3C/svg%3E") no-repeat 13px center;padding:0 14px 0 38px;font-size:14px;color:var(--ink);transition:background-color .15s,border-color .15s,box-shadow .15s}
.pg-faq .side-search input::placeholder{color:#A4A7AD}
.pg-faq .side-search input:hover{border-color:rgba(17,18,20,.16)}
.pg-faq .side-search input:focus{background-color:#fff;border-color:var(--blue,#15233D);box-shadow:0 0 0 3px rgba(21,35,61,.14)}
.side-cats{display:flex;flex-direction:column;border-left:1px solid var(--hair)}
.side-cats>a{display:flex;justify-content:space-between;gap:10px;padding:7px 0 7px 14px;margin-left:-1px;border:0;border-left:1.5px solid transparent;border-radius:0;background:none;font-size:13.5px;line-height:1.5;color:var(--mute)!important;text-decoration:none!important}
.side-cats>a span{font:500 12px/1.5 "IN",var(--sans);color:#A4A7AD}
.side-cats>a:hover{color:var(--ink)!important}
.side-cats>a.is-active{color:var(--ink)!important;font-weight:600;border-left-color:var(--ink)}
.side-cats>a.is-active span{color:var(--ink2)}
.pg-faq .qa-a details{margin-top:14px}
.pg-faq .qa-a details>summary{list-style:none;display:inline-flex;align-items:center;gap:8px;font-size:13px;color:var(--mute);cursor:pointer}
.pg-faq .qa-a details>summary::-webkit-details-marker{display:none}
.pg-faq .qa-a details>summary::before{content:"";width:14px;height:14px;flex:0 0 14px;background:linear-gradient(currentColor,currentColor) center/8px 1.2px no-repeat,linear-gradient(currentColor,currentColor) center/1.2px 8px no-repeat;border:1px solid var(--line);border-radius:50%}
.pg-faq .qa-a details[open]>summary::before{background:linear-gradient(currentColor,currentColor) center/8px 1.2px no-repeat}
.pg-faq .qa-a details>summary:hover{color:var(--ink)}
.pg-faq .qa-a details ul{margin:8px 0 0;padding:0 0 0 22px;list-style:none}
.pg-faq .faq-item,.pg-faq .faq-list,.pg-faq .qa-a{min-width:0;overflow-wrap:anywhere}
@media(max-width:960px){
 .pg-faq .side{display:block;position:static;max-height:none;overflow:visible}
 .pg-faq .side-search{margin-bottom:6px}
 .side-cats{flex-direction:row;flex-wrap:nowrap;gap:22px;overflow-x:auto;border-left:0;border-bottom:1px solid var(--hair);scrollbar-width:none;-webkit-mask:linear-gradient(90deg,#000 calc(100% - 28px),transparent);mask:linear-gradient(90deg,#000 calc(100% - 28px),transparent);padding-right:28px}
 .side-cats::-webkit-scrollbar{display:none}
 .side-cats>a{flex:0 0 auto;white-space:nowrap;padding:12px 0 10px;margin:0 0 -1px;border:0!important;border-bottom:1.5px solid transparent!important;border-radius:0;font-size:13.5px;gap:5px}
 .side-cats>a.is-active{border-bottom-color:var(--ink)!important}
 .pg-faq .layout{gap:28px}
}
@media(max-width:960px){.pg-faq .layout{grid-template-columns:minmax(0,1fr)}.pg-faq .layout>*{min-width:0}}
/* polish 2026-10-20: navy text links + step timeline */
main a:not([class]),.section-link,.ix-go,.b2,.res .go,.calculator-shell .consult-button,.ac a,.fee-tog,.related a{color:var(--blue,#15233D);font-weight:550;text-decoration:none!important;background:linear-gradient(currentColor,currentColor) 0 100%/0 1px no-repeat;padding-bottom:2px;transition:background-size .3s ease,color .2s,opacity .2s}
main a:not([class]):hover,.section-link:hover,.ix-go:hover,.b2:hover,.res .go:hover,.calculator-shell .consult-button:hover,.ac a:hover,.fee-tog:hover,.related a:hover{background-size:100% 1px;text-decoration:none!important}
.res .go,.calculator-shell .consult-button{color:rgba(255,255,255,.9)!important}
.res .go::after,.calculator-shell .consult-button::after,.related a::after{display:inline-block;transition:transform .25s ease;color:inherit}
.res .go:hover::after,.calculator-shell .consult-button:hover::after,.related a:hover::after{transform:translateX(3px)}
main a:not([class]):focus-visible,.section-link:focus-visible,.ix-go:focus-visible,.b2:focus-visible,.res .go:focus-visible,.calculator-shell .consult-button:focus-visible,.ac a:focus-visible,.fee-tog:focus-visible{outline:2px solid currentColor;outline-offset:3px;border-radius:3px}
.ix-go{opacity:1}
/* steps: thin line with numbered nodes */
.fee-steps,.steps3{position:relative;border-top:0!important}
.fee-steps::before,.steps3::before{content:"";position:absolute;left:0;right:0;top:16px;height:1px;background:rgba(21,35,61,.18)}
.fee-steps li,.steps3>.card{position:relative;padding-top:0!important;border-top:0!important;gap:10px}
.fee-steps .mark,.steps3>.card::before{position:relative;z-index:1;align-self:flex-start;display:inline-block;background:#fff;padding:0 14px 0 0;font:300 30px/32px "IN",var(--sans)!important;letter-spacing:.01em!important;color:rgba(21,35,61,.55)!important;margin-bottom:12px}
.fee-steps li:not(:first-child) .mark,.steps3>.card:not(:first-child)::before{padding-left:14px;margin-left:-14px}
@media(max-width:960px){
 .fee-steps,.steps3{display:grid;grid-template-columns:1fr!important;gap:0!important}
 .fee-steps::before,.steps3::before{left:22px;right:auto;top:16px;bottom:24px;width:1px;height:auto}
 .fee-steps li,.steps3>.card{padding:0 0 30px 64px!important;border:0!important}
 .fee-steps .mark,.steps3>.card::before{position:absolute;left:0;top:0;width:44px;padding:0!important;margin:0!important;text-align:center;font-size:26px!important;line-height:32px!important}
}